Realty1Pretoria New East

Calculator · selling

Will I pay capital gains tax when I sell?

Most people selling the home they live in pay nothing: SARS ignores the first R3 million of gain on your main home. Answer a few questions and see where you stand. Landlords, second homes, companies and trusts too.

SARS's 2026/27 figures, as at 3 November 2026 · an estimate, not tax advice

Who owns it?

Married in community of property: the home is half each, even with one name on the title deed. Married out of community and both on the title deed? Choose "Two or more of us".

The sale
R
Start from your suburb's middle price, then type your own
%
The rate in your mandate.
VAT
R
Advertising, a valuation for the sale, attorney's fees you pay as the seller. Not bond cancellation, rates clearance, levies or repairs: SARS calls those holding costs.
Living there

Did you (or your spouse) live in it as your main home?

Owned since before October 2001? Only the time since 1 October 2001 counts.

What it cost you

Don't know what you paid or when? Ask Rehan: the Deeds Office record has it.

How did you get it?

R
The price in your offer to purchase.
R
Your conveyancer's account when you bought. Not the bond costs: SARS doesn't count those.
R
Additions still part of the home: extra rooms, a pool, a lapa, a carport, solar, a new kitchen. Not painting, repairs or upkeep.
Your income
Salary, pension, rent and interest, less retirement fund contributions. A rough band is enough; it stays on your screen and never goes with a request.

Capital gains tax, about

R –

Type a selling price, or choose your suburb, to start.

What will you walk away with after your bond? →

An estimate from the figures you typed, using SARS's 2026/27 rules. It is not tax advice — check it with your accountant before you decide.

It works as if you sell now, with no other gains or losses this tax year. Sale signed before 1 March 2026? The old R2 million applies. Living overseas (a non-resident)? On a sale over R2 million the buyer holds back 7,5% of the price for SARS until your tax is settled.

Selling? Start from your real price

Capital gains tax starts from what your home sells for. We'll come and see it and give you a written valuation with the sales near you, and the Deeds Office record of what you paid if you need it. Free, no obligation. Your estimate comes along with your request.

R2,94 billion homes sold
through us since 1994
3 539leases signed
through us
98,9%rent collection rate
for the landlords we manage

Realty1 PNE and the previous Lynnwood franchise together: registered sales at their deeds prices, and every tenancy in our trust-account books.

Your request comes straight to Rehan Muller, Realty1 Pretoria New East.

What will you walk away with? Work it out

Ask for a free valuation

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